Eligibility

Household income may not exceed 80% of the area median income to be eligible for the Low Income Public Housing program.

Area median income is the midpoint income for the Metropolitan area.  It is determined by the U.S. Department of Housing and Urban Development, and means that half of the people earn more than the median, and half of the people earn less.  MPHA uses these levels to set income limits for its programs.  The limits below are current as of May 14, 2010;

Family Size Lower Income Family Very Low Income Family Extremely Low Income Family
One Person $45,100 $29,400 $17,650
Two Person $51,550 $33,600 $20,200
Three Person $58,000 $37,800 $22,700
Four Person $64,400 $42,000 $25,200
Five Person $69,600 $45,400 $27,250
Six Person $74,750 $48,750 $29,250
Seven Person $79,900 $52,100 $31,250
Eight Person $85,050 $55,450 $33,300

There is no asset limit for public housing, though income from assets is included in your family income.  If you have money in a savings account for example, that money will not be added to your income.  However, if you earn interest from the money in your account, the interest will be considered part of your annual income.

In addition each family member must have a social security card, be a citizen or national or have eligible noncitizen status or be a mixed family.

General suitability

MPHA provides well maintained and managed enverionments for residents.  For this reason, applications are screened in the same way most private property managers would screen.  To be considered suitable, you must show you are able to pay rent when due, take care of an apartment, and live peacefully with neighbors.

Resident history

MPHA relies heavily on good landlord or residential references to determine an applicant’s suitability for public housing.  Recent, positive rental history is the best way to tell if an applicant will be able to meet the obligations of being a tenant.  In addition to positive residential history, employment, and other factors are considered when determining suitability.

Criminal/Screening Guidelines (link to SOP anchor on 2.a.c. News, Publications and Policies)

MPHA reviews all applicant’s criminal history.  If it shows that they may not be a suitable resident their application may be denied.  MPHA uses applicant screening guidelines as outlined in its Statement of Policies.

Immigration status

You don’t need to be a United States citizen to apply for housing, but you do need to be a citizen or have eligible immigration status to receive housing.  You could be denied if you do not have acceptable citizenship or immigration status.